Terms of Services for Paypal

Lead Generation and Services Agreement

This Lead Generation and Services Agreement (this “Agreement”) is entered into as of the date of invoice payment, (the “Effective Date”), by and between Pop Crumbs, Inc. with a business address of 534 Broadhollow Rd Suite 305 Melville, NY 11747 (“PCI”), and Client purchasing this product through Paypal , with its business address listed in their PayPal invoice (“Client”). (PCI and Client shall sometimes be referred to herein, singularly as a “Party,” or collectively as the “Parties.”)

Recitals

WHEREAS, PCI provides lead generation services through various means, including but not limited to, websites that generate leads for clients; and

WHEREAS, Client is a provider of, among other things, Business Loans, ERTC Filing and Consultations, Credit card Processing Services, Debt Help Services (“DebtHelp”), or any service as referenced on the PayPal invocie; and

WHEREAS, PCI shall generate information via the websites regarding merchants that may be interested in receiving information (“Leads”), and PCI shall deliver such Leads to Client in accordance herewith, and

WHEREAS, Client wishes to compensate PCI on the terms and conditions as set forth on the PayPal invoice, for such Leads.

NOW, THEREFORE, in consideration of the mutual promises and conditions as set forth herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby mutually acknowledged, the Parties hereby agree as follows:

Agreement

1. Retention of PCI. Subject to the terms and conditions set forth in this Agreement, Client hereby retains PCI to perform the services set forth in this Agreement and in an Insertion Order, if any is warranted, attached hereto as Exhibit A, specifying any additional details pertaining to the services hereunder, and PCI accepts this retention on the terms and conditions set forth in this Agreement.

2. Term. This Agreement will begin on the Effective Date and remain in effect until terminated in accordance with the terms of this Agreement. This Agreement may be terminated by either party upon one (1) business day’s prior written notice to the other party.

(a) Either Party may terminate this Agreement upon two (2) calendar days written notice of a material breach by the other Party, provided such breach is not cured within such ten day period.

(b) Either Party may terminate this Agreement effective immediately by providing written notice to the other Party if the other Party ceases to function as a going concern, becomes insolvent, makes an assignment for the benefit of creditors, files a petition in bankruptcy, permits a petition in bankruptcy to be filed against it, or admits in writing its inability to pay its debts as they mature, or if a receiver is appointed for a substantial part of its assets.

(c) Upon termination of this Agreement for any reason, any licenses granted herein shall terminate, PCI shall remove the Contact Page from its websites and cease providing Leads to Client. In addition, all Fees earned pursuant to this Agreement prior to its termination shall be paid to PCI in accordance with the terms herein and the applicable Insertion Order.

(d) The sections intended by their nature to survive shall survive termination or expiration of this Agreement.

3. Nature of Services. This Agreement will begin on the Effective Date and remain in effect until terminated in accordance with the terms of this Agreement. This Agreement may be terminated by either party upon one (1) business day’s prior written notice to the other party.

(a) PCI has developed marketing strategies designed to generate quality Leads. PCI shall generate Leads by posting information on PCI’s websites. Information to be posted may be in the form of content, images and/or copy created by PCI. Visitors to said websites who desire additional information or who desire to contact Client will be directed to a PCI Contact Page where they will provide their contact information. PCI will bill Client for each Lead, defined as a materially completed Contact Page that is submitted, filtered and considered a valid lead, subject to the terms further set forth herein regarding validity.

(b) The Contact Page will include, at a minimum:

  • First Name
  • Last Name
  • Phone Number
  • Email Address
  • State
  • Filters as defined in the paypal invocie, Ie. Monthly Sales $10K+, Monthly Processing of $5K or more, Specific times in business, credit rating and exclusivity, all leads are deemed without these fields unless listed on the invocie.

4. Compensation and Lead Caps. This Agreement will begin on the Effective Date and remain in effect until terminated in accordance with the terms of this Agreement. This Agreement may be terminated by either party upon one (1) business day’s prior written notice to the other party.

(a) Client shall pay in advance to PCI the specified dollar amount for Leads delivered to Client as specified in an Insertion Order or PayPal invocie (“Fees”).

(b) Client may elect to set monthly budget caps for leads in an Insertion Order or PayPal invoice and adjust the cap at any time via two (2) business days prior written notice to PCI, provided that all valid Leads properly delivered prior to receipt of such written notice by PCI will be paid by Client.

(i) PCI makes no guarantee for a volume of leads or the guarantee of future leads.

(ii) For purposes of this Agreement, a “Campaign” shall mean the approved marketing channels from which to generate leads. It is anticipated that an Insertion Order will be issued for each separate Campaign for which services are to be provided hereunder.

5. Lead Policy. This Agreement will begin on the Effective Date and remain in effect until terminated in accordance with the terms of this Agreement. This Agreement may be terminated by either party upon one (1) business day’s prior written notice to the other party.

(a) Unless otherwise stated in the Insertion Order, PCI shall be responsible for the exclusive tracking for Leads for all purposes relating to this Agreement, including for determining amounts owed to PCI.

(b) A valid Lead shall be defined as a materially completed Client Contact Page with at least the first name, last name, email address and primary phone number verified as correct by a third party verification service. Leads will be delivered to Client in the form of an instant post to Client’s database, or by other agreed-upon methods. Leads accepted via post will be counted as valid leads.

(c) Client may review PCI’s Lead collection form, including the validation methodology used by PCI to assist in the prevention of invalid or incomplete data from being submitted.

(d) Client may contest the validity of a lead based on any of the following:

(i) The name of the lead is obviously false (i.e. Mickey Mouse, Uncle Sam, etc.);

(ii) The phone number provided is a wrong or non-working number;

(iii) The lead is a duplicate received previously from PCI within the last fifteen (15) days.

(iv) The lead does not meet the minimum requirements as stated in the Insertion Order or PayPal invocie.

(e) Client will have fifteen (15) business days from the receipt of the Lead to dispute the validity of any Leads received, otherwise the Fee amounts and Leads will be considered valid by Client, subject to the other terms set forth herein regarding the validation and contesting of claims by Client.

(f) PCI shall use its best efforts to deliver Leads to Client based on delivery instructions provided by Client, resulting in Leads successfully loaded and posted in Client’s system.

(g) If a Lead referred to Client by PCI in accordance herewith is rejected by Client as an invalid Lead, Client shall be prohibited from contacting such Lead for a period of one (1) year from the date of rejection unless Client pays PCI the fees for such Lead as set forth herein.

6. Ownership Rights. PCI shall retain all right, title and interest in and to all information (“Content”) posted on PCI websites.

7. Compliance Covenants. PCI shall perform the services in accordance with all applicable codes, laws, statutes, ordinances, rules, regulations, standards and orders of all federal, state, and local governments and governmental agencies, and the protection of any personally identifiable information collected pursuant to the terms of this Agreement ("Laws"). Client represents and warrants to PCI that it does not desire and will not request any service or action with respect to this Agreement or the services that would or might constitute any violation of Laws.

8. Privacy Obligations. PCI and Client are committed to protect the privacy of data related to merchants that may be collected through the performance of this Agreement (hereinafter “Personally Identifiable Information”). The Parties agree that Personally Identifiable Information will be collected pursuant to the privacy policy posted on the PCI website. PCI reserves the right to change any applicable privacy policy from time to time. Notwithstanding any provision of this Agreement to the contrary, each Party shall comply with all applicable Laws governing privacy and/or data protection.

9. Representations and Warranties.

(a) PCI shall perform the services in a diligent, skillful and professional manner consistent with the degree of skill and judgment generally exercised by professionals with respect to similar services and in accordance with the criteria set forth herein and included in any Insertion Orders.

(b) Client represents and warrants that: (a) it is, and will remain, duly authorized to operate its business as it is now conducted during the term of this Agreement; (b) it has full power and authority to enter into this Agreement; and (c) will not (i) violate any Laws. Client, will treat all non-public personal information, sales, registration, or data provided by or about a Lead through or by PCI (“Lead Data”) in accordance with all privacy laws and other applicable Laws, including, without limitation, (i) as may be applicable to the use, unauthorized access, confidentiality and security of Lead Data, and procedures relating to the foregoing, (ii) all Laws applicable to marketing and telemarketing activities. Client will maintain appropriate physical, technical and organizational measures to protect all Lead Data against accidental loss or unauthorized access, use, disclosure, alteration, or destruction. Client will notify PCI immediately in writing of any security breach regarding Lead Data.(c) EXCEPT AS OTHERWISE STATED HEREIN, ALL SERVICES PROVIDED BY PCI HEREUNDER ARE PROVIDED ON AN “AS IS” BASIS. PCI DOES NOT MAKE, AND HEREBY DISCLAIMS, ANY AND ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, COMPLIANCE WITH LAW, SECURITY, ABSENCE OF VIRUSES OR OTHER MALICIOUS SOFTWARE, AND ANY WARRANTIES ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE. FURTHERMORE, PCI DOES NOT WARRANT THAT THE USE OF PCI’S SERVICES WILL RESULT IN ANY PARTICULAR RESULTS. Each Party’s aggregate liability for any claims arising out of or relating to this Agreement, including without limitation, on account of performance or nonperformance of obligations thereunder, regardless of the form of the cause of action, whether in contract, tort (including, without limitation, negligence), statute or otherwise, shall in no event exceed the amounts paid to PCI BY CLIENT in the three (3) months prior to the occurrence giving rise to the claim. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS AGREEMENT, NEITHER PARTY SHALL , UNDER ANY CIRCUMSTANCES, BE LIABLE IN ANY MANNER FOR ANY CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, INDIRECT OR SPECIAL DAMAGES OF ANY NATURE WHATSOEVER, OR FOR ANY DAMAGES ARISING OUT OF OR IN CONNECTION WITH ANY DELAYS, LOSS OF PROFIT, INTERRUPTION OF SERVICE OR LOSS OF BUSINESS OR ANTICIPATORY PROFITS, WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT PRODUCT LIABILITY, OR OTHERWISE, EVEN IF THE PARTY WAS APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURING. THIS LIMITATION OF LIABILITY SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW AND NOTWITHSTANDING THE FAILURE OF ANY LIMITED REMEDY.

10.Confidential Information.

(a) During the course of this Agreement, each Party may disclose to the other Party certain information (either oral, written or digital) including, but not limited to data, research, product plans, products, services, pricing, customer lists, mailing lists, marketing plans, opportunities, trade secrets, markets, software, developments, inventions, processes, designs, drawings, engineering, technical data, hardware configuration information, marketing or financial data (collectively, “Confidential Information”). Confidential Information shall also include the terms of this Agreement. For purposes of this Agreement, the party disclosing the Confidential Information shall be referred to as the “Disclosing Party” and the party receiving the Confidential Information shall be the “Recipient.” Recipient agrees to use at least the same degree of care, but not less than reasonable care, to prevent disclosing Confidential Information to third parties, as each party would use to protect its own Confidential Information. Recipient shall not disclose to any third party nor permit any other person or entity access to the Disclosing Party’s Confidential Information, except as required by an employee, agent, officer, director, partner, or representative of such party in order to perform the obligations or exercise rights under this Agreement. Each party shall ensure that its employees, agents, officers, directors, partners, or representatives are advised of the confidential nature of the Confidential Information and are precluded from taking any action prohibited under this Section. A party shall immediately notify the other party in writing of all circumstances surrounding any possession, use, or knowledge of Confidential Information by any person or entity other than those authorized by this Agreement.

(b) The term “Confidential Information” shall not include any information which: (a) is in the public domain at the time of disclosure or enters the public domain following disclosure through no fault of the Recipient; (b) the Recipient can demonstrate as already in its possession prior to disclosure hereunder or is subsequently disclosed to the Recipient with no obligation of confidentiality by a third party having the right to disclose it; or (c) is independently developed by the Recipient without reference to the Disclosing Party’s Confidential Information.

(c) Recipient may disclose the Disclosing Party’s Confidential Information upon the order of any competent court or government agency; provided that prior to disclosure the Recipient shall, if permitted, inform the Disclosing Party of such order.

(d) Each Party agrees that its obligations in this Section are necessary and reasonable in order to protect the Disclosing Party and its business, and each Party agrees that the remedy of damages may be inadequate to compensate the Disclosing Party for any breach by the Recipient of its obligations set out under this Section. Accordingly, each Party agrees that, in addition to any other remedies that may be available, the Disclosing Party shall be entitled to seek injunctive relief against the threatened breach of this Agreement or the continuation of any such breach by the Recipient, without limiting any other rights and remedies to which the Disclosing Party may be entitled to at law, in equity or under this Agreement.

11. Indemnification.

(a) The Parties shall indemnify, defend and hold harmless one another and each of its parents, subsidiaries and affiliates and each of their shareholders, members, directors, managers, officers and employees (the “Indemnitees”) from and against any and all losses, claims, damages, liabilities and expenses stemming from third-party claims or any government investigation, including reasonable costs of investigation and reasonable legal counsel fees and disbursements (“Losses”), which may be imposed upon or incurred by either party as the result of (a) any breach by the other party of any term or provision of this Agreement, including any representation or warranty contained hereunder (b) any grossly negligent or willful misconduct of the other party or (c) any violation or breach caused by either party of any Laws.

(b) Client shall further indemnify, defend, and hold harmless PCI and its officers, directors, employees, representatives, agents, subsidiaries, from and against any and all Losses arising out of or relating to the investigation and expense related to curing any security breach, intrusion, or failure caused or permitted by Client and involving Lead Data, or the provision of any notice to end users or others as a result of such security breach, intrusion, or failure involving Lead Data.

(c) The Parties shall promptly notify the other Party in writing of any and all litigation, claims, notices or demands known to the Parties, whether made against it or the other party, in connection with this Agreement. The Parties shall cooperate with the other party in the defense or handling of any claim, action or investigation relating to this Agreement. If a request for indemnification is unconditionally accepted in writing by the indemnifying Party, that indemnifying Party may elect to take up the defense and, in such event, the indemnified Party shall promptly relinquish control of the claim provided, however, that the indemnifying Party shall not settle or compromise or consent to the entry of any judgment without the consent of the indemnified Party, which shall not be unreasonably withheld. Unless and until a request for indemnification is unconditionally accepted, the party requesting indemnification may retain control of the defense or handling of the claim.

12. Independent Contractor. The Parties are independent contractors and will have no power or authority to assume or create any obligation or responsibility on behalf of each other. This Agreement will not be construed to create or imply any partnership, agency or joint venture.

13. Governing Law. This Agreement shall be construed and enforced in accordance with the laws of the State of New York, without giving effect to the principles of conflicts of law thereof. Each Party agrees that any suit, action, or proceeding relating to this agreement shall be brought in the state and federal courts situated in Suffolk County, New York.

14. Notice. This Agreement shall be construed and enforced in accordance with the laws of the State of New York, without giving effect to the principles of conflicts of law thereof. Each Party agrees that any suit, action, or proceeding relating to this agreement shall be brought in the state and federal courts situated in Suffolk County, New York.

(a) All notices required under this Agreement shall be in writing and deemed given upon (i) delivery if delivered personally, (ii) within three (3) days if sent by first-class, registered or certified mail, postage prepaid, return receipt requested, (iii) upon the date of delivery if sent via overnight delivery service, or (iv) or upon the date of the confirmed/acknowledged email or fax to the contact information as contained in the Insertion Order.

(b) Either Party shall have the right to change the address or name of the person to whom such notices are to be delivered by notice to the other Party in accordance with this Section.

15. Force Majeure. Except for a Party’s payment obligations hereunder, neither Party shall be liable in damages or have the right to terminate this Agreement for any delay or default in performing hereunder if such delay or default is caused by conditions beyond its control including but not limited to acts of God, the failure of facilities, flood, earthquake, hurricanes, tornadoes, storm, fire, lightning, epidemic, war, terrorist attack, malicious or criminal acts of third parties, riot, civil disturbance and sabotage and/or any other cause beyond the reasonable control of the Party whose performance is affected including mechanical, electronic, or communications failure.

16. Separabilty and Waiver. If any of the terms, provisions, or conditions of this Agreement or the application thereof to any circumstances shall be ruled invalid or unenforceable, the validity or enforceability of the remainder of this Agreement shall not be affected thereby, and each of the other terms, provisions, and conditions of this Agreement shall be valid and enforceable to the fullest extent permitted by law. A waiver or consent regarding any term, provision, or condition of this Agreement given on any one occasion shall be effective only in that instance and shall not be construed as a bar or waiver of any right on any other occasion.

17. Headings. The headings in this Agreement are provided for convenience of reference only and shall not affect the construction of the text of this Agreement.

18. Publicity. No Party shall make any public disclosures regarding the specific terms set forth in the Agreement without the prior written approval of the other Party.

19. Counterparts. This Agreement may be executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument.

20. Amendment. This Agreement may be amended or modified only by a written instrument executed by both PCI and Client.

21. Successors and Assigns. Neither party shall assign this Agreement without the prior written consent of the other party. Notwithstanding the foregoing, either party may assign this Agreement to a successor in interest via merger or stock or asset purchase or sale. This Agreement shall be binding upon, and inure to the benefit of, both parties and their respective successors and assigns, including any corporation with which, or into which, either Party may be merged or which may succeed to its assets or business.

22. Regulatory Changes. PCI and Client understand that through legislative initiatives, regulatory actions and enforcement, Federal and State governments, or other bodies of competent legal jurisdiction may impose regulations on financial services and products. If new regulations are imposed on Client or affect its business operations, then Parties shall work together in good faith to amend this Agreement to comply with such regulatory changes.

22. Regulatory Changes. PCI and Client understand that through legislative initiatives, regulatory actions and enforcement, Federal and State governments, or other bodies of competent legal jurisdiction may impose regulations on financial services and products. If new regulations are imposed on Client or affect its business operations, then Parties shall work together in good faith to amend this Agreement to comply with such regulatory changes.

23. Entire Agreement. Together with any signed Insertion Order of the Parties, this Agreement constitutes the entire agreement between the parties and supersedes all prior agreements and understandings, whether written or oral, relating to the subject matter of this Agreement. In the event of an inconsistency or conflict between the body of this Agreement and the specific terms of an Insertion Order, the terms of the Insertion Order shall govern and control.

IN WITNESS WHEREOF the Parties, through their duly authorized officers, have affixed their signatures to this agreement, causing it to be effective as of the Effective Date written above.

By paying your PayPal invoice you agree to these terms and conditions, lest updated March 13, 2023.